Built from lending experience
Finbl was created by people who have run lending operations, built financial technology and worked inside regulated businesses. We know where lending technology helps—and where it too often gets in the way.
Why we built Finbl
Years spent running a consumer lending operation revealed the everyday cost of disconnected systems: repeated work, limited visibility, rigid processes and technology that could not keep pace with the business.
It also showed what becomes possible when better tools are used well. Open banking, intelligent decisioning and joined-up customer data can improve outcomes for lenders and borrowers alike.
Founder experience
Finbl combines hands-on lending operations with deep experience in technology, credit marketplaces and regulated financial services.
Our team brings years of experience across regulated consumer lending, legal services and financial technology, including the practical demands of operating and scaling lending businesses.
That experience spans technology strategy, cloud-native platforms, product delivery, lending operations and multi-disciplinary engineering and data teams.
Our commercial leadership has worked across consumer credit at major banks and fintech lenders, bringing a deep understanding of how lenders acquire customers, assess credit and connect with the wider market.
That includes founding a credit marketplace processing around two million applications each month and distributing them to approximately 40 lenders, alongside FCA senior-management experience.
What guides us
We design around the realities of running a lending operation—not an idealised workflow on a whiteboard.
Good technology should make decisions, processes and performance easier to understand.
Your products, policies and customer journeys should be able to evolve without technology standing in the way.
Talk to us
Tell us how your lending operation works today. We’ll show you where Finbl can make it simpler.
Start a conversation